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No Interest Loan Scheme
The No Interest Loans Scheme (NILS) helps eligible people access essential goods and services without the burden of interest or fees. Through affordable repayments, NILS can provide support with important purchases such as household appliances, furniture and other essential needs. Contact us here at Swan Hill Neighbourhood House to find out more about eligibility and how to apply.
Need a small loan?

Swan Hill Neighbourhood House is your local provider for NILS Loans. That means:
NO FEES, NO INTEREST, NO CHARGES.




* Loans are not for cash or bills. Repayments are set up at an affordable amount over 12 - 24 months.
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